Building Your Cosmic Bank Account

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Building Your Cosmic Bank Account

Karen Berg
January 9, 2024
Like 26 Comments 9 Share

This article was previously published in 2020.

After bearing the hefty weight of Capricorn for the past month, we welcome the levity of Aquarius this week like a breath of fresh air. Aquarius is an air sign; however, among the air signs, it is the one that astrologers refer to as “fixed,” meaning that it is associated with stability, inflexibility, and the ability to hold a course. This means that people born under the sign of Aquarius are intellectual, quick-thinking, strong, giving, and stubborn—all at the same time.

“We welcome the levity of Aquarius this week like a breath of fresh air.”

As the forward thinkers of the universe, Aquarians can see the end result of what they are doing before the work has even begun. They are true visionaries, with big ideas for themselves and for the world. Many Aquarians find themselves working for large-scale humanitarian projects, and even if they don’t work in this sector, they at the very least respect and are inspired by these efforts.

For all of us, Aquarius is a time of expansion; this is the month we can move forward with projects and relationships that we perhaps put on hold in the month of Capricorn. Because Aquarius is the water bearer, the server of the zodiac, Aquarians are usually people with open minds and open hearts, making this month’s energy one of service and expansion. This means that now is a perfect time for all of us to put ourselves more in balance with nature and with others. It is great time to think outside the box and expand our spheres of influence—a time to reach out, not a time to sit back and rest on our laurels.

Some of us may say, “But I'm happy and comfortable where I am right now. I wake up and I do x, y, and z. I’ve gotten myself into a good space; now let me just sit back, relax, and enjoy the ride. I don’t really need to volunteer or go outside of myself and my routine. I’m actually doing pretty well over here.”

“For every action, there is an equal and opposite reaction.”

That’s all well and good, but the fact is that there will come a time in our life—because there comes a time in every person’s life—when we will need to draw from our “spiritual bank account.” What is a spiritual bank account? Quite simply, just as we have a physical bank account with monetary deposits and withdrawals, each of us also has a personal cosmic bank account, which we build as we give and transform ourselves and diminish as we receive.

If we make it our primary objective to grow our spiritual bank account through our positive words and actions of kindness and through our efforts to go beyond ourselves, then down the line when we need to make a withdrawal for ourselves or on behalf of someone else, we will be able to do so.

The Rav always used to quote Sir Isaac Newton’s third law of motion that states: For every action, there is an equal and opposite reaction.

What this means is that how we behave and extend ourselves for others in this universe is how the universe behaves with us.

Each of us has two aspects of the self: the aspect that resides in this physical world, the world that the kabbalists call Malchut; and the spiritual aspect that resides in the Upper World.

The awakening for growth and expansion needs to come from Below, from our effort in this world. If we don’t do anything down here, if we are content to simply stay in the same place and think only of our comfort, then our soul will have a harder time channeling blessings and potential to us. On the other hand, when we look for opportunities to extend ourselves on behalf of others and to be a force of kindness, when we get moving and do the things that are hard for us, then our soul can begin to manifest its potential in this world.

Have a great month and don’t forget to check your spiritual bank account balance once in a while. Each of us, no matter how good or spiritual or righteous we are, needs the Creator to keep us in the positive.


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